Prepping Your Sacramento Home to Sell- What’s My Sacramento Home Worth? Keller Williams Realty Sacramento, CA – Rigley Realty Group

October 2nd, 2014

whats my sacramento home worth - mike rigley 916-396-7487Sacramento Keller Williams Realtor and Top Sacramento Real Estate Agents Mike & Jennifer Rigley here bringing you the latest Sacramento Real Estate Information. Thank you for joining us. To get a better idea of what your home is worth call us today at 916.660.5823 or log on to www.TodaysHomeValues.info for your free estimate.

Today let’s talk about prepping your Sacramento home to sell. As you get ready to start having potential buyers come and look at your Sacramento home, there are a few things to help your home be more appealing.

Every now and then you will get a buyer who sees past all the flaws and sees your Sacramento home for what it truly is. However, 7 times out of 10, you won’t. That is why you should take the proper steps in making sure your Sacramento home is the one and only home that stands out. Look at your home in the prospective of a buyer. The main areas they want to see are the outside, the kitchen, the living room and the master bedroom.

1. Give the front of your Sacramento home a fresh new look. Cut the grass, add some flowers, and maybe even a fancy address placard. This is called “curb appeal”. It is the first thing the buyers see which entices them to want to look inside.

2. For the inside of your Sacramento home, start with opening the curtains and placing a few real/fake flowers in the living room and in the kitchen. It also helps to have a place setting on the kitchen table. This opens up the home not only making it inviting but giving it light and life.

3. Be sure to have everything off the floor. No one wants to take a tour of your home while having to do hurdles over loads of laundry.

4. When it comes to your closet reduce everything by HALF. If all of your clothes are stuffed in the closest the buyers can’t see the space, all they see is a stuffed closest that won’t fit their belongings.

5. And lastly, to make a room in your Sacramento home appear bigger, add a mirror with a light shining against it.

All of these tips will help your Sacramento home not only stand out but be more memorable.

To stay up to date on the latest Real Estate news, Market Trends, Options and Solutions to Foreclosure and Short Sale information log on to www.RigleyRealtyGroup.com

Looking for a top Sacramento Keller Williams Realty Agent?

-Mike and Jennifer Rigley have been ranked #145 worldwide for all Keller Williams Agents.

-Ranked #1 for total unit production for all of Northern California Keller Williams Teams and,

-Have the best team approach for maximum client satisfaction

What’s my Sacramento Home Worth? Call us today at 916-660-5823 for a free no obligation consultation or log on towww.TodaysHomeValues.info to find out. Call us today – you’ll be glad you did.

Average Listing Price for homes in Sacramento, CA 95834 – Sacramento 95834 Market Trends – What’s my Sacramento home worth?

October 2nd, 2014

whats my sacramento home worth - mike rigley 916-396-7487Sacramento Keller Williams Realty – Mike and Jennifer Rigley, The Rigley Realty Group, www.RigleyRealtyGroup.com, “Call Today, Sleep Better At Night” 916-660-5823

The median sales price for homes for sale in Sacramento, CA 95834 for Jun 14 to Sep 14 was $250,000. This represents a decline of 1%, or $2,500, compared to the prior quarter and an increase of 10.1% compared to the prior year. Sales prices in Sacramento, CA 95834 have appreciated 25% over the last 5 years. The median sales price of $250,000 for 95834 is 11.11% higher than the median sales price for Sacramento CA. Average listing price for homes on Trulia in Sacramento, CA 95834 was $371,812 for the week ending Sep 24, which represents a decline of 1.6%, or $6,224 compared to the prior week and an increase of 0.8%, or $2,781, compared to the week ending Sep 03. Average price per square foot for homes for sale in Sacramento, CA 95834 was $150 in the most recent quarter, which is 16.67% lower than the average price per square foot for homes in Sacramento.

Sacramento Keller Williams Realtor and Top Sacramento Real Estate Agents Mike & Jennifer Rigley here bringing you the latest Sacramento Real Estate Information. Thank you for joining us. To get a better idea of what your home is worth call us today at 916.660.5823 or log on to www.TodaysHomeValues.info for your free estimate.

To stay up to date with more Sacramento Community News and Events, Sacramento Real Estate information, Sacramento Market Trends or Options and Solutions to Foreclosures and Short Sale Informationlog on to http://www.RigleyRealtyGroup.com

Looking for a top Sacramento Keller Williams Realty Agent?

-Mike and Jennifer Rigley have been ranked #145 worldwide for all Keller Williams Agents.

-Ranked #1 for total unit production for all of Northern California Keller Williams Teams and,

-Have the best team approach for maximum client satisfaction

What’s my Sacramento Home Worth? Call us today at 916-660-5823 for a free no obligation consultation or log on towww.TodaysHomeValues.info to find out. Call us today – you’ll be glad you did.

Buying a Sacramento Home? Select the Right Team – Homes for Sale Sacramento – Keller Williams Sacramento, CA – Rigley Realty Group

October 2nd, 2014

homes for sale sacramento - mike rigley 916.396.7487Sacramento Keller Williams Realtor and Top Sacramento Real Estate Agents Mike & Jennifer Rigley here bringing you the latest Sacramento Real Estate Information. Thank you for joining us. Need help finding that perfect place to call home? Call us today at 916.378.4671 or log on to www.SacramentoRealEstateInformation.com to start your online home search now.

Today let’s talk about how important it is when buying a Sacramento Home to select the right team.

What do you mean TEAM? That’s right Team. When you think about it that is exactly what you are doing. You are putting together a group of professionals to assist you in making one of the largest financial decisions most people ever make. So let’s talk about this team.

First and foremost is your Sacramento CA Realtor. 80% of buyers work with the first Sacramento Realtor they talk to. Think about that. You are making this huge financial decision based on what? You met them at a Sacramento open house or online? Most people put more thought into planning a vacation then they do selecting a Sacramento Realtor. Don’t fall into this trap. Interview at least two preferably three Sacramento CA Real Estate agents before selecting the one you want to work with. We have a great article on this blog regarding the 10 questions you should ask your Realtor. Your Sacramento Realtor is not just there to open doors for you. They should act as the quarterback directing the team and keeping the process moving forward while alerting you to potential dangers and pitfalls.

Next is your lender. If you do not have a good Sacramento lender ask for a referral from your Sacramento Realtor. Again, interview two or three. Like Realtors they are not all the same. No matter how great the team is if the lender fails to perform the deal will fail.

The Home Inspector. Ask for referrals, interview multiple candidates, refer to our 10 questions to ask blog and don’t be shy. A Sacramento home inspection that left out important details could haunt you for years

Insurance Agent. Many people forget about the importance of a good homeowner’s insurance policy. Do you need earthquake or flood insurance. Does your plan include replacement cost of your belongings? Is the coverage sufficient to rebuild in case of a total loss. With today’s low prices this is particularly important. Again, interview two or three agents, ask for referrals and choose the person who you are most comfortable with.

The title and escrow company is usually selected by someone else however in California you do have the right to choose your own as long as you are willing to pay for it. It all depends what is customary in your area.

So there you have it. Get help, ask lots of questions and never be afraid to question those you have hired to help you.

To stay up to date with Real Estate news, Market Trends, Options and Solutions to Foreclosure and Short Sale Information log on to www.RigleyRealtyGroup.com

Need help finding that perfect place to call home?

Sacramento homes for sale under $500,000

Sacramento homes for sale under $400,000

Sacramento homes for sale under $300,000

Sacramento homes for sale under $200,000

Sacramento homes for sale under $100,000

Looking for a top Keller Williams Sacramento realtor? Call us today at 916-378-4671 or log on to www.SacramentoRealEstateInformation.com to start your on-line home search now. Call us today – you’ll be glad you did. Buying a Sacramento home

Why is a Sacramento Short Sale Better than Foreclosure with a HELOC? Sacramento Short Sale Information

October 2nd, 2014

Why is a Sacramento Short Sale Better than Foreclosure with a HELOC? Looking for Sacramento short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your top Sacramentoshort sale specialist here thank you for joining us.

Why is a Sacramento Short Sale Better than Foreclosure with a HELOC? We get this question a lot. The client will say, “I’m going to just let the bank take the property back”. Well that’s all and good however it really comes down to liability.

You see a Home Equity Line of Credit or HELOC is just that, a line of credit, not a true mortgage second. A line of credit is just like a credit card. If you lose the house to foreclosure the HELOC does not go away. You still owe the money. In a Sacramento short sale however the lender is required to waive their right to a deficiency judgment and forgive the debt. Big, big difference.

Can you imagine losing your home to foreclosure and still owing on it? That’s crazy talk if you ask me. Now here is something else to consider. If you took out a second loan on your Sacramento property, not as the initial purchase but any time after the original close of escrow you could be facing the same issue as the HELOC, especially if you took cash out at the time of closing. If the first mortgage forecloses under this scenario the second still can pursue you for the deficiency. Not so in a Sacramento Short Sale.

Here’s my best advice. If you have a second mortgage and you are considering letting your home go to foreclosure, call me and let’s take a strong look at your situation. A Sacramento Short Sale may be your best option.

Is a Sacramento Short Sale Right for Me? Give me a call and let’s find out. We also offer a short sale lease back program for those who qualify allowing you to short sale and stay in your home. Call me for details

To get a better idea of when your Sacramento home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest Sacramento short sale information. Call me today and sleep better tonight; you’ll be glad you did. Why is a Sacramento Short Sale Better than Foreclosure with a HELOC?

Elk Grove Real Estate Information – What’s My Elk Grove Home Worth? Keller Williams Realty Elk Grove, CA – Rigley Realty Group

October 1st, 2014

whats my elk grove home worth - mike rigley 916.396.7487Elk Grove Keller Williams Realtor and Top Elk Grove Real Estate Agents Mike & Jennifer Rigley here bringing you the latest Elk Grove Real Estate Information. Thank you for joining us. To get a better idea of what your home is worth call us today at 916.660.5823 or log on to www.TodaysHomeValues.info for your free estimate.

Today let’s talk about the Real Estate Market. From keeping current matters, our latest real estate information reveals that sales decreased 1.8 percent in August. Many might start to panic, but let’s see what the report really shows.Lawrence Yun, NAR chief economist explains “there was a marked decline in all cash sales from investors. On the positive side, first-time buyers have a better chance of purchasing a home now that bidding wars are receding and supply constraints have significantly eased in many parts of the country.”

There is Still A LOT of Good News:

  • The median existing-home price for all housing types in August was $219,800, which is 4.8 percent above August 2013. This marks the 30th consecutive month of year-over-year price gains.
  • 40% of homes sold in August were on the market for less than a month.
  • Distressed home sales remain at single digits for the second straight month, at 8%, down from 12% last year this time.
  • More buyers qualified for mortgages to purchase a home in August, as evidenced by the decline in the number of all cash buyers from 29% to 23%.

New Home Sales Surge:

Newly built single-family home sales surged 18% in August, the highest level in six years according to new data released by the U.S. Department of Housing and Urban Development and the U.S. Census Bureau.

The Experts Agree:

“This robust level of new-home sales activity is a good sign that the housing recovery is moving towards higher ground,” said NAHB Chief Economist David Crowe. “Historically low mortgage rates, attractive home prices and firming job and economic growth should keep the housing market moving forward in 2014.”

Yun adds, “As long as solid job growth continues, wages should eventually pick up to steadily improve purchasing power and help fully release the pent-up demand for buying.”

Bottom Line

Now is still a great time to buy a home, whether as a first time homebuyer or you’re moving up to the home of your dreams, don’t let the headlines scare you from making the best decision for your family.

To stay up to date on the latest Real Estate information, Market Trends, Options and Solutions to Foreclosure and Short Sale information log on to www.RigleyRealtyGroup.com

Looking for a top Elk Grove Keller Williams Realty Agent?

-Mike and Jennifer Rigley have been ranked #145 worldwide for all Keller Williams Agents.

-Ranked #1 for total unit production for all of Northern California Keller Williams Teams and,

-Have the best team approach for maximum client satisfaction

What’s my Elk Grove Home Worth? Call us today at 916-660-5823 for a free no obligation consultation or log on towww.TodaysHomeValues.info to find out. Call us today – you’ll be glad you did.

Take the Stress Out of Buying an Elk Grove Home pt.2 – Homes for Sale Elk Grove – Keller Williams Elk Grove, CA – Rigley Realty Group

October 1st, 2014

 

Elk Grove Keller Williams Realtor and Top Elk Grove Real Estate Agents Mike & Jennifer Rigley here bringing you the latest Elk Grove Real Estate Information. Thank you for joining us. Need help finding that perfect place to call home? Call us today at 916.378.4671 or log on to www.SacramentoRealEstateInformation.com to start your online home search now.homes for sale elk grove - Mike Rigley 916.396.7497

Today let’s talk about tips 6-10 for taking the stress out of buying an Elk Grove home.

Remember buying an Elk Grove home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.

-Remember your home doesn’t exist in a vacuum. Don’t get so caught up in the physical aspects of the house itself — room size, kitchen, etc. — that you forget about important issues as noise level, location to amenities, and other aspects that also have a big impact on your quality of life.

-Plan ahead. Don’t wait until you’ve found a home and made an offer to get approved for a mortgage, investigate home insurance, and consider a schedule for moving. Presenting an offer contingent on a lot of unresolved issues will make your bid much less attractive to sellers.

-Factor in maintenance and repair costs in your post-home buying budget. Even if you buy a new home, there will be costs. Don’t leave yourself short and let your home deteriorate.

-Accept that a little buyer’s remorse is inevitable and will probably pass. Buying a home, especially for the first time, is a big financial commitment. But it also yields big benefits. Don’t lose sight of why you wanted to buy a home and what made you fall in love with the property you purchased.

-Choose a home first because you love it; then think about appreciation. While U.S. homes have appreciated an average of 5.4 percent annually over from 1998 to 2002, a home’s most important role is to serve as a comfortable, safe place to live.

Hopefully these tips will help you in the search for buying an Elk Grove home.

To stay up to date with Real Estate news, Market Trends, Options and Solutions to Foreclosure and Short Sale Information log on to www.RigleyRealtyGroup.com

Need help finding that perfect place to call home?

Elk Grove homes for sale under $500,000

Elk Grove homes for sale under $400,000

Elk Grove homes for sale under $300,000

Elk Grove homes for sale under $200,000

Elk Grove homes for sale under $100,000

Looking for a top Keller Williams Elk Grove realtor? Call us today at 916-378-4671 or log on to www.SacramentoRealEstateInformation.com to start your on-line home search now. Call us today – you’ll be glad you did.

Who owns your Elk Grove loan and Why it is important – Keller Williams Elk Grove Short Sale Agent Mike Rigley

October 1st, 2014

Today we are talking about who owns your Elk Grove loan and why it makes a difference. As you probably know the bank you are making the payments to seldom actually own the loan or note as it is referred to. When the bank does own the note that type of loan is called a portfolio loan because it is held in the banks own investment portfolio. For the most part your bank is more than likely acting as the servicer meaning they made or bought the loan or note and sold the debt to an investor but is getting paid to service the loan you know – collect the payments and take a fee for doing so.

Why is this important to know? It’s important because with all the good intentions of the Federal Government and their attempts at mortgage relief – none of it makes any difference if the investor does not participate in that particular program. Who are the investors you ask? Good question. The two largest investors are Fannie Mae and Freddie Mac both Government Service Entities or GSE. Fannie and Freddie are quasi private corporations backed by the federal government – that’s right – me and you. Other investors could be mortgage backed securities or union pension funds and the like. He are the facts about Fannie and Freddie. Backed by our tax dollars, they hold approximately 60% of all home loans and foreclose faster than any private investor. Getting an extension on the foreclosure is next to impossible. Several times we have received our Elk Grove short sale approval less than a week before the foreclosure date and Fannie foreclosed on the property. Never mind that it costs them an average 20 -25% more to foreclose than to accept the short sale. On a $200,000 short sale that’s $50,000 of our tax dollars wasted when had they given us 30 days we could have closed the escrow. Pretty crazy. I tell you this because if you are considering an Elk Grove short sale, it is important to know who the investor is. If you have a GSE backed loan and a notice of default you had better get going fast or you will lose the property to foreclosure. You can find out real easy. Go to Fanniemae.com or Freddiemac.com, enter your information and it will tell you if the loan is Fannie or Freddie backed.

To get a better idea of when your Elk Grove home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation. Call me today and sleep better tonight; you’ll be glad you did. Elk Grove short sale information.

Tax Facts for Sacramento Home Sellers -Whats My Sacramento Home Worth? – Rigley Realty Group

September 30th, 2014

whats my sacramento home worth - mike rigley 916-396-7487Tax Facts for Sacramento Home Sellers –Whats My Sacramento Home Worth? – Rigley Realty Group 

Sacramento Realtor and Sacramento Area Specialists Mike & Jennifer Rigley here bringing you the latest Sacramento Real Estate Information. Thank you for joining us. To get a better idea of what your home is worth call us today at 916.660.5823 or log on to www.TodaysHomeValues.info for your free estimate.

Today let’s talk about the Tax Facts for Sacramento Home Sellers

According to the California Association of Realtors, here are 5 simple Tax facts home sellers should know.

If you have a gain on your principal residence that exceeds the allowable deduction it is taxable

If you’ve owned and lived in your home for at least 2 to 5 years prior to selling, you can exclude up to $250,000 of the gain from your income. However, you are NOT eligible for this exclusion if you sold another principal residence within the past 2 years and excluded that allowable gain from your income.

You can NOT deduct a loss from the sale of your primary residence

If you received the first time home buyer credit. There are special rules that apply if and when you sell your home.

If you are able to exclude all the gain from primary residence sale, you do not need to report the sale on your tax return.

To stay up to date on the latest Real Estate news, Market Trends, Options and Solutions to Foreclosure and Short Sale information log on to www.RigleyRealtyGroup.com

What’s my Sacramento Home Worth? Call us today at 916-660-5823 for a free no obligation consultation or log on towww.TodaysHomeValues.info to find out. Call us today – you’ll be glad you did.

Homes for Sale Fair Oaks / 7901 Willowcrest Way / Top Fair Oaks Real Estate Agent

September 30th, 2014

Mike and Jennifer Rigley, The Rigley Realty Group

www.RigleyRealtyGroup.com, “Call Today, Sleep Better At Night”  916-779-6117

What’s my Fair Oaks home worth?

Fair oaks home for sale

Homes for Sale Fair Oaks / 7901 Willowcrest Way / Top Fair Oaks Real Estate Agent

Our latest Fair Oaks home for sale is located at 7901 Willowcrest WayFair Oaks, CA. A great 1479 sqft, 3 bedroom and 2 bath home. This property is priced to sell and will not last long. We expect multiple offers. For property details and to set up a private showing call us today at 916-779-6117. You’ll be glad you did

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For all of your Fair Oaks real estate needs contact Mike and Jennifer Rigley of the Rigley Realty Group today at 916.779.6117 or info@rigleyrg.com

Ten Tips to Take the Stress Out of Buying a Sacramento Home – Homes For Sale Sacramento – Rigley Realty Group

September 30th, 2014

Homes for Sale Sacramento - Mike Rigley 916-396-7487Sacramento Realtor and Sacramento Area Specialists Mike & Jennifer Rigley here bringing you the latest Sacramento Real Estate Information. Thank you for joining us. Need help finding that perfect place to call home? Call us today at 916.378.4671 or log on to www.SacramentoRealEstateInformation.com to start your online home search now.

Today let’s talk about the ten tips to take the stress out of buying a Sacramento home.

Buying a Sacramento home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.

Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also an emotional one. It’s critical that the REALTOR® you chose is both highly skilled and a good fit with your personality.

Remember, there’s no “right” time to buy, just as there’s no perfect time to sell. If you find a Sacramento home now, don’t try to second-guess interest rates or the housing market by waiting longer — you risk losing out on the home of your dreams. The housing market usually doesn’t change fast enough to make that much difference in price, and a good home won’t stay on the market long.

Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of your immediate family — the people who will be living in the home.

Accept that no house is ever perfect. If it’s in the right location, the yard may be a bit smaller than you had hoped. The kitchen may be perfect, but the roof needs repair. Make a list of your top priorities and focus in on things that are most important to you. Let the minor ones go.

Don’t try to be a killer negotiator. Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price or by refusing to budge on your offer may cost you the home you love. Negotiation is give and take.

Next time we’ll talk about tips 6-10 to take the stress out of buying a Sacramento home.

To stay up to date with Real Estate news, Market Trends, Options and Solutions to Foreclosure and Short Sale Information log on to www.RigleyRealtyGroup.com

Need help finding that perfect place to call home? Call us today at 916-378-4671 or log on to www.SacramentoRealEstateInformation.com to start your on-line home search now. Call us today – you’ll be glad you did.